Kevin Mounts

July 1, 2013 - When storms hit, your home and life can be turned upside down. You’re eager to get your home repaired, but be careful because some contractors aren’t really there to help. Most contractors are reputable business people, but the dishonest ones may try to convince you that you have hail or other damage and need a new roof, even if your roof did not experience any damage at all. Often they won’t even go on the roof to inspect the damage. They’ll explain that everyone in the area was affected by the storm when it is impossible to make that assumption. That means that you may be filing an unnecessary claim and repairing a roof that isn’t damaged. These unscrupulous contractors travel from town to town after a storm occurs and try to take advantage of people who are recovering from a natural disaster. What You Can Do The Federal Emergency Management Agency (FEMA) and the Insurance Information Institute (I.I.I.) offer the following eight tips to those who are...

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COLUMBUS, Ohio —Ohio Attorney General Mike DeWine warned consumers of scams to avoid this holiday season. “Scams don’t take a break during the holidays, and when people are busy or distracted, they may be more likely to fall for a scam,” Attorney General DeWine said. “We just encourage people to be careful. Take a few minutes to think, and if something doesn’t seem right, don’t do it.” Scams to avoid this holiday season include: Seasonal job scams . Job seekers find an ad for a mystery shopping or package shipping position where they can work from home. They complete an online “interview” over chat or email. Once they’re selected for the job, they receive a check. They’re told to deposit the check and immediately wire a portion of the money somewhere else. Ultimately, the check is returned as counterfeit, and the job seeker loses any money he or she has sent. Package delivery scams . Consumers receive a message saying a package is waiting for them. The “package” tur...

JOSH JOSEPH Josh Joseph is a graduate of Baker College, having earned his Associates Degree in Business, with a major in Legal Studies. Currently a student at Wayne State University, he will earn his Bachelor’s degree, with a double major in Political Science and Economics, in the spring of 2014. Prior to his employment with Gantz Associates , Josh interned in the Judicial Aide department of the Macomb County Circuit Court, managed a debt collections office, and most recently worked as a paralegal in a large local law firm, specializing in bankruptcy. Now a paralegal with Gantz Associates, he utilizes his seven-plus years of experience in the legal and business field to assist our clients with all of their loan modification, deed-in-lieu of foreclosure, and short-sale needs. With a unique perspective of having been a representative of both parties – creditors and debtors – he knows what it takes to get the results our clients desire.